Home Repair

Cuyahoga County is proud to offer a wide variety of programs to help residents maintain clean, safe, and stable homes in our neighborhoods at an affordable price. We believe that all Cuyahoga County residents deserve clean, safe, and attractive neighborhoods in which they can live, work, and raise a family.

The following programs are designed to help all Cuyahoga County residents maintain and upgrade the quality of their housing and create a positive effect in the surrounding neighborhood. Some programs have income or community restrictions, which are stated in detail on each program page. Explore the programs below to see if you qualify!

Four Component (4COM) Home Repair Loan Program

Please note we are currently making updates to the former 4COM program in order to improve and broaden the services provided. As part of the updates, we are in the process of partnering with a non-profit organization to administer the updated program. Once that organization is selected, we will update the information on our website and share with local municipal building departments. Once the selection of a partner is made, all applications should be directed to that organization which will make the eligibility determination and funding decision.

Please review the HELP and Heritage Home Loan programs to see if these programs can meet your home repair needs in the interim. If this is an emergency, please contact United Way’s First Call for Help at 2-1-1.

Housing Enhancement Loan Program (HELP)

The Home Enhancement Loan Program (HELP) allows homeowners to borrow money for home repair or remodeling projects. HELP has no restrictions on a borrower’s income and few limitations on what improvements can be made to a property.

Heritage Home Loan Program

Through the Heritage Home Loan Program, the County partners with the Cleveland Restoration Society to help provide the funds you need to modernize your older home and make energy efficiency improvements.